Renovation, conversion & extension insurance

  • Public Liability cover up to £5M
  • Employers' Liability cover of £10M
  • Contract Works cover up to £500K
  • Optional £50K Legal Expenses

Product Features

Public Liability of £5M to protect you and your project against a wide range of risks

Employers’ Liability of £10M to cover the cost of your liability as the employer of your project

Contract Works up to £500K, Materials, Hired-in and Owned Plant cover

Optional £50K of Legal Expenses cover can be added to the policy

Call us for a quote on 0800 230 0225

Renovation & Conversion cover at a glance…

Public liability
Up to £5 Million
Employers’ liability
£10 Million
Cover length
3, 6, 9,12 & 18 months (can be extended)
Contract Works
Up to £500k
Tools insurance
Optional extensions
tick1 Personal Accident
tick1Legal Expenses

Why do I need Renovation & Conversion insurance?

Whether you’re planning to renovate, convert or extend an existing property, there are numerous risks that could put your project in jeopardy. Your existing home insurance provider may not be able to cover the project, perhaps due to the value of the renovation/ extension project or the extent of the work. We can provide cover from 3 months onwards and all policies, no matter the duration of cover, include the new works, materials on site, Public Liability insurance and Employers' Liability insurance as well as items of plant. Employers’ Liability is a legal requirement if you employ people to work on site. View our Policy Summary to find out more.

What does it cover?

Our Renovation & Conversion policy is designed to cover you from the moment building work starts up until the work is complete.

Optional cover

Personal Accident and Legal Expenses can be added to your policy for extra peace of mind. Personal Accident insurance is designed to pay a lump sum of money if an insured individual is killed or suffers a defined permanent physical disability (e.g. loss of a limb, or loss of sight) while on the self-build site. Legal Expenses cover is designed to cover up to £50k of legal costs arising from contractual disputes between you and your contractor, utility companies, or the removal of squatters from site during the insured period.

Quality product

We’ve worked closely with Zurich Ltd, a major global insurer, to offer a unique policy that aimed at meeting the requirement of your project and provide the security you need.

Dependable team

With over 20 years in the insurance industry, we’ve learned a lot about what people really want from their cover. You can speak to our UK based team if you need further information about our product. You will also have access to a 24-hour claims helpline.

Call us for a quote on 0800 230 0225